Maharashtra Search Report

A comprehensive history of property ownership and transactions

Overview

A Search Report in Maharashtra is a legal document that provides a comprehensive history of ownership and transactions related to a specific property. It is typically prepared by an advocate or legal professional after thoroughly examining public property records, such as sale deeds, mortgage deeds, encumbrance certificates, and other legal documents registered at the sub-registrar's office.

It is also known as an encumbrance certificate or encumbrance report in other states. This document is essential for verifying property ownership, checking for any legal encumbrances, and ensuring clear title before property transactions.

Search Report - a document which records the list of transactions around a property. Helps check history of transactions on any property. Contains details of sale transactions, loans and agreements. Is useful for Title Due Diligence of any property.

Use Cases

Check Ownership

Verify property ownership and authenticity

Buy Property

Essential for property purchase transactions

Sell Property

Required documentation for property sales

Loan/Mortgage

Required for home loans and mortgages

Litigation

Legal proof for court cases and disputes

Key Aspects of a Search Report

A comprehensive Search Report includes the following key components:

Ownership Verification

The search report verifies the current owner of the property by tracing its chain of ownership over a specified period, usually 30-50 years. It ensures there are no legal discrepancies in the ownership history.

Encumbrances Check

It checks for any encumbrances on the property, such as mortgages, liens, or legal disputes. An encumbrance-free property means there are no outstanding debts or legal claims attached to it.

Title Clarity

The report helps in confirming the "clear title" of the property, meaning that the owner has undisputed rights to sell or transfer the property. A clear title is crucial for smooth property transactions.

Legal Disputes

The search report highlights any pending litigation or disputes related to the property, which may affect its transfer or sale.

Time Frame Covered

Usually, a search report covers a time frame of 5 to 20 years. In cases of complex property histories, a search might extend further back to ensure there are no hidden disputes or claims.

Registration Details

It includes details about various transactions recorded with the sub-registrar, including sale deeds, gift deeds, partition deeds, and mortgage documents.

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Frequently Asked Questions

A Search Report includes the following key aspects:

  • Ownership Verification: Verifies the current owner by tracing chain of ownership over 30-50 years
  • Encumbrances Check: Checks for mortgages, liens, or legal disputes
  • Title Clarity: Confirms clear title for smooth property transactions
  • Legal Disputes: Highlights any pending litigation or disputes
  • Time Frame Covered: Usually covers 5 to 20 years, can extend further for complex cases
  • Registration Details: Includes sale deeds, gift deeds, partition deeds, and mortgage documents

  • Ownership Verification: It helps verify the authenticity of property ownership and the legality of the transaction.
  • Loan Processing: Banks and financial institutions often require Search Report when processing home or property loans, as it provides key details about the property's registration status.
  • Property Transactions: Buyers and sellers use it to confirm the legality of previous transactions involving the property, helping prevent disputes or fraudulent claims.
  • Legal Reference: In case of disputes or litigation, Search Report can be used as a reference document in court to prove ownership or the nature of the transaction.

A search report is typically prepared by the Titly team by inspecting property records, encumbrance certificates, and other registered documents.

Titly checks official public records to pull this information, ensuring authenticity and accuracy of the Search Report.

Titly provides an official copy of the search report. One can also apply for a certified copy by visiting the local registrar office.

To download the Search report you need to enter the Village first. For the second option you can choose from Survey/Plot/CTS No or Registration Year or Document No.

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Comprehensive history
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